Go Cashless in China: Bend Your Credit Card with WeChat Pay!


Do you need to make payments in China and worry about the difficulties and the hustle?

Relax! Forget fumbling with foreign currency or navigating unfamiliar payment systems. WeChat Pay, a popular mobile payment platform, lets you “bend” your credit card and pay seamlessly through your smartphone.


Say goodbye to the hassle: Unlike PayPal, Google Pay, and Apple Pay, which are limited in China, WeChat Pay is widely accepted for both online and offline transactions. From local shops and restaurants to transportation and even street vendors, it’s the key to experiencing China’s increasingly cashless society.


Ready to bend your card? WeChat Pay offers various payment methods:

  • QR code scanning: Scan a merchant’s code displayed at checkout, and voila! No cash needed.
  • In-app purchases: Pay directly within apps for convenient online shopping.
  • WeChat Mini Programs: Access mini-apps within WeChat to order food, book tickets, and more, all with a tap.


Setting up is a breeze:

  1. Open WeChat and tap “Me” > “Services” > “Wallet”.
  2. Click “Cards” and select “Add a Card”.
  3. Fill in your bank and personal information, including passport details for verification.
  4. Enter your phone number and receive an SMS verification code.
  5. Create a 6-digit payment password.


Tip: Choose your preferred payment method (QR code or your personal code) during checkout at participating merchants.

Note: Depending on your location and app version, the process might differ slightly from the one described above. But don’t worry, here is a detailed guide of the second option:


  • Open WeChat and tap “Discover” > “+” > “Money”.
  • Enable Quick Pay and add your credit card.
  • Complete the identity verification process.
  • Enable Quick Pay again and confirm with your password.
  • You’ll receive your QR code and payment code, ready for use!